Without financial knowledge growing up, I must admit it was difficult at first to really think about retirement. What Changed? Eventually, I realized that if I didn’t want to work myself to death I would have to start thinking about my finances and where I’m eventually headed. Sadly, this realization came later…

Learning about and following these methods helped my net worth hit new highs. When I was still living in Fresno and attending Fresno City College, I was pretty consistent with credit card payments and rarely spent money. I didn’t check my credit or even fully understand what credit meant at…

No, seriously. You should be tracking where every single cent is going. Through The Years I didn’t grow up with money. My parents emigrated from Southeast Asia to America as teenagers to different parts of California and eventually met in Fresno where they married. Growing up, we struggled. My father had to work…

Saving isn’t just about getting rich enough to retire early. Sometimes, it’s just ensuring you have a lifeline when you need it. Save Before You Get Paid It’s pretty safe to say that saving money can be difficult for a lot of people. Unless you have a great salary, saving can sometimes seem impossible. …

Sometimes, it can feel like every dime of your paycheck is pulled towards some bill or expense. You’ve done it. I’ve done it. We’ve all done it. A quick Google search will result in various articles urging you to save money, create a budget, and have a backup plan. However, I think it’s pretty safe to…